Archive for March, 2009

If a credit card account number is changed to protect against fraud, does that affect a credit score?

Tuesday, March 31st, 2009

There were no fraudulent charges made, but I changed the number proactively. The credit card company closed the current account and opened a new one for me, and transferred the existing charges. I wonder if it looks like a new account, even though the history goes back several ...

Where can you find out your credit score for free?

Monday, March 30th, 2009

Do banks run your credit for free? Does it effect your credit everytime you have it ran? I just want to know what my credit score is without signing up for anything over the internet. Thanks, I already knew about the free credit report, but it doesn't give your score, I ...

If somebody has a beacon score of under 450. How would they obtain credit for a new business?

Monday, March 30th, 2009

A friend of mine is starting a new business she thinks her credit score is between 450-500. She wants to open a new small business but does not know where to start with getting help to do so. She applied for her tax id number and her business ...

Whats the best way to build a good credit score?

Monday, March 30th, 2009

I want to build my credit but I have none since I just turned 18 a few months ago. I wanted to get a credit card to help build it and to use purely for emergencies but of course none of the companies will approve me, how can I start ...

How can I raise my credit score?

Monday, March 30th, 2009

I am nearly 30 and have never had a credit card. I rent my apartment, bought my (used) car with cash, and have never taken a loan. I **** debt. I have a reasonable amount of savings. However, this means that I have no credit. What ...

Is it bad or good for my credit score to take a personal loan?

Sunday, March 29th, 2009

Is it bad or good for my credit score to take a personal loan? Of course, I'm going to pay in time. And pay it out even earlier than in 1 or 2 years or whatever I'll take it. I have a US credit history for about 2.5 years only - ...

Anyone have any tips for a safe and cheap way to improve your credit score?

Sunday, March 29th, 2009

My credit score apparently is non existant. my bank told me i dont have a score at all. Is there any good ways to boost my score with out risking going into major debt?Renato

What are some good ways to raise my credit score?

Sunday, March 29th, 2009

I recently paid off all debts on my credit report, and now I am interested in raising my credit score. I'm not really sure how to do this.... No open lines of credit, no car payment... advise anyone??? P.S. Since I have paid off all derogatory accounts, how long until my credit ...

What can cause my credit score to drop 10 points?

Sunday, March 29th, 2009

My credit score is still high, but I am curious to why it dropped. How is credit score detemined? Can having to many accounts lower your score?Mirtha

How much can one bad report on your credit report hurt your credit score?

Saturday, March 28th, 2009

I'm 26 and up until now have had impeccable credit -- I have 4 credit cards that I've held for between 3 and 7 years, all always paid on time, a mortgage started 3.5 years ago always paid on time, and a couple of car loans that have been paid ...