Archive for February, 2009

Does it hurt my credit score when I ask for quotes for auto insurance?

Saturday, February 28th, 2009

I just turned 25 and I'm tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What's the best way to go about getting quotes?Echo

How can I get my credit score online for free?

Friday, February 27th, 2009

Every place I look it requires your credit card number and they charge you for some garbage...does anyone know where I can get my credit score online free?Susanne

does paying the minimum due on your credit cards hurt your credit score?

Friday, February 27th, 2009

Also does it matter if you are getting 0% APR or not? Does it only hurt your credit score if you "dont" make atleast the minimum payment when due?Warner

Can I get Home loan with short credit history and fair credit score?

Thursday, February 26th, 2009

Hi I am new immigrant to USA. And having 1year of credit history.My credit score is 663. Is that possible to get Home loan with 20% down.Latoya

How do high credit limits impact your credit score?

Thursday, February 26th, 2009

I have 3 credit cards (2 MasterCards and 1 retailer card). I pay off my balances monthly and therefore have no debt. One MasterCard has a credit limit of around $18,000 and the other has a limit of $19,000. The retail credit card (which I have only used once) has ...

How long for credit score to raise after paying off my credit cards?

Wednesday, February 25th, 2009

Okay I have two credit cards at 500 limit and last year I had to have some medical attention which caused me to use both credit cards I ended up using 85 percent of both of them and by that it cause my credit score to go down from 680 ...

What will be my interest rate on a credit score of 715?

Tuesday, February 24th, 2009

Hi. well i am trying to purchase a new 2008 honda civic coupe, but need to know how much would my interest rate will be if i have a credit score of 715. would it be bad or good? i am not trying to pay more than what i have ...

What does your credit score start out as?

Monday, February 23rd, 2009

Wondering...I'm young and just got my first real credit card about 3 months ago. I've paid everything off every month so far. What does your credit score start as? Before I got it, I had no credit history whatsoever, but I expect to now or very soon since I now ...

What is the best way to increase my credit score to 750?

Monday, February 23rd, 2009

I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month? What is the best way to get a quick credit score of 750 within a year? Will getting a credit card with $10,000 limit and pay the ...

To what extent do credit cards help your credit score?

Sunday, February 22nd, 2009

I am a recent college grad, I've had one credit card which I've been pretty good with for the past 3 years. I am thinking about getting an American Eagle credit card, but I'm not sure how/if it will affect my credit score. Does having more credit cards improve your ...