Archive for October, 2008

How soon will my credit score improve after my debt is paid off?

Friday, October 31st, 2008

I am selling my house (it was an investment property that I am flipping) and using the proceeds to pay off credit card debt that I have incurred while redoing the home. After the house is sold all my cards will be paid off and the only things I ...

What kind of credit score do you need to get an iphone?

Friday, October 31st, 2008

I'm interested in getting an IPhone, but have about a 600 credit score, I have in the past year paid everything on time, and have dramatically improved my credit, but am still in the rebuilding process. Does anyone know what kind of criteria ATT has for approving new accounts?Mae

What is the difference between a credit score and a credit report?

Thursday, October 30th, 2008

I did my research and I realized that i have a good credit report standing. I only have 2 accounts that I am currently using. Out of those two, for one I do have a balance but I always pay my bills on time except for two times when i was late ...

What Credit score do I need to get the best rate without a co-signer?

Thursday, October 30th, 2008

I have around $30K in private student loans that I had my brother co-sign with me on. I am paying Prime + 0% which is really nice, but I wanted to consolidate and use the LIBOR rate(which is lower then prime, I would save over 2K in 10 yrs by ...

How my credit score will be affected if I do the followings?

Thursday, October 30th, 2008

1. If I apply for a new credit card (visa signature) but cancel my old visa card? If my current credit score is 750, what will be my score after doing so?Stefani

How to raise credit score in 8 months in order to buy home?

Wednesday, October 29th, 2008

I filed for bankruptcy in 2007, my current credit score is 640. How can I raise my credit score before purchasing a home?Ricky

How is my credit score affected after I get approved for a mortgage?

Tuesday, October 28th, 2008

I have been paying for my new mortgage for 2 months now, and noticed that my credit score went down more than 50 points since the mortgage loan appeared on my report. Why is that???Mimi

How long does it take to get your credit score up after you file for bankrupcy ?

Monday, October 27th, 2008

Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for ...

What does your credit score need to be to get a mortgage?

Sunday, October 26th, 2008

I can put down between $20,000 to $40,000 and would like to know what my score has to be to get a mortgage. I live in Texas (if this helps). My credit could be better and is mostly school loans. Does anyone know how to find out ...

What is the minimum Credit Score requirement to purchase a home?

Saturday, October 25th, 2008

I am working on rebuilding my credit, and believe I can reach 600 in the next couple of months. I'm looking at possibly buying a nice starter home, and there are many in my area in the $50,000-$60,000 price range that I could easily afford. I'd be able to get ...